💰
Escrow payment
₦185,000
Ngozi A. • Top Provider
★★★★★ 4.9 (127 reviews)
Hair Braiding • Lekki, Lagos
🔒
Escrow
Protected
✓
Booking confirmed
Now live in Lagos, Abuja & Port Harcourt

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Emeka just sent ₦50,000 to his sister in Abuja
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Chidinma paid her IKEDC bill in 4 seconds
Musa’s AI advisor found ₦8,400 he could save this month
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Oluwaseun transferred to 4 banks at once with one tap
Fatima’s Ajo savings hit ₦200,000 this month
Amaka booked a makeup artist in Lekki via TrustAm
Ikenna’s barber shop earned ₦340,000 this month on TrustAm
Emeka just sent ₦50,000 to his sister in Abuja
Aisha connected her GTBank account
Tunde saved ₦10,000 toward his MacBook goal
Chidinma paid her IKEDC bill in 4 seconds
Musa’s AI advisor found ₦8,400 he could save this month
Blessing just joined from Port Harcourt 🎉
Oluwaseun transferred to 4 banks at once with one tap
Fatima’s Ajo savings hit ₦200,000 this month
Amaka booked a makeup artist in Lekki via TrustAm
Ikenna’s barber shop earned ₦340,000 this month on TrustAm
Emeka just sent ₦50,000 to his sister in Abuja
Aisha connected her GTBank account
Tunde saved ₦10,000 toward his MacBook goal
Chidinma paid her IKEDC bill in 4 seconds
Musa’s AI advisor found ₦8,400 he could save this month
Blessing just joined from Port Harcourt 🎉
Oluwaseun transferred to 4 banks at once with one tap
Fatima’s Ajo savings hit ₦200,000 this month
Amaka booked a makeup artist in Lekki via TrustAm
Ikenna’s barber shop earned ₦340,000 this month on TrustAm
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⚙
💬
Dashboard
Cash Flow
Goals
Budget
₦34,700 left
out of ₦183,000 budgeted
₦34,700 under
BUDGET ⓘCategories ›
📱
₦3,000
left
🚕
₦0
left
🍔
₦15,100
left
⚡
₦0
left
🙏
₦0
left
NET THIS MONTH ⓘcash flow ›
Net Cash Flow
+₦70,000
Income₦350,000
Expenses₦280,000
Savings Rate20%
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Hello, Chisom!
🔔
Total Balance 👁
₦200,000
TrustAm Wallet
₦0
GTBank
₦100,000
Access Bank
₦100,000
7-day income₦44,720
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Received from NIP/KUDA/SAMUEL
Today · 11:31 AM
+₦29,633
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Home
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AI
←
Financial Health
72
out of 100
💪 B — Good
Based on last 30 days of activity
Good work. Small improvements to savings could push you to A.
Score Breakdown
💰
Spending vs Income
30% weight
80
You spent 68% of your income this month — solid control.
📋
Budget Adherence
25% weight
65
Two categories exceeded budget: Transport and Electricity.
Powered by AI
Your finances, supercharged
TrustAm uses AI across every feature — from finding the right provider to managing your money smarter.
🔍

AI-Powered Search

Describe what you need in plain language. Our AI understands context, matches you with the best providers, and even suggests services you didn't know existed.

💬

AI Financial Advisor

Chat with your personal AI advisor. Get spending insights, savings recommendations, and financial tips tailored to your income pattern and goals.

🎯

Smart Categorization

Every transaction is automatically categorized using AI. No manual tagging — your budget updates itself in real time as you spend.

🛡

Fraud Detection

AI monitors every transaction for suspicious patterns. Unusual activity? You're alerted instantly before any damage is done.

Top Providers
Work with the best in Nigeria
Thousands of skilled professionals. Background-checked. Reviewed by real customers. Ready to deliver.
Chioma Okafor
Wedding Photographer
✳ 4.9
238 reviews
From ₦85k
Emeka Nwosu
AC & Electrical Repair
✳ 4.7
156 reviews
From ₦15k
Fatima Bello
Catering & Event Food
✳ 4.8
412 reviews
From ₦45k
Blessing Eze
Makeup Artist
✳ 5.0
89 reviews
From ₦35k
Tunde Adeyemi
Private Math Tutor
✳ 4.9
201 reviews
From ₦10k
How It Works
Five steps to peace of mind
From search to review, every step is designed to protect both buyer and provider.
🔍
Step 01
Search & Discover
Browse categories or use AI-powered search to find the perfect provider for your needs. Filter by location, rating, price, and availability.
📅
Step 02
Book Instantly
Choose your date and time, describe your requirements, and confirm the booking. The provider gets notified instantly.
🔒
Step 03
Pay Into Escrow
Your payment is held securely in escrow — not released to the provider until the job is done. Zero risk for you.
✅
Step 04
Service Delivered
The provider delivers the service. You confirm satisfaction. If there’s an issue, our dispute resolution team steps in.
⭐
Step 05
Review & Build Trust
Leave an honest review. Funds are released to the provider. Your review helps the next person make a confident choice.
Escrow Protection
Your money, always safe
Every transaction is protected by escrow. Funds are only released when you confirm the job is complete.
👤
You (Buyer)
Initiates payment
🔒
TrustAm Escrow
Holds funds securely
👷
Provider
Receives after completion
1
Funds Locked
Payment is deducted from your wallet and locked in our CBN-compliant escrow account.
2
Service Verified
You confirm the work meets your expectations. Disputes are handled by our resolution team within 48 hours.
3
Provider Paid
Funds are instantly released to the provider's TrustAm wallet. They can withdraw to any Nigerian bank account.
Budget
March 2026
₦347k
of ₦500k spent
Food & Groceries
₦122k
Transport
₦68k
Airtime & Data
₦52k
NEPA / Electricity
₦45k
Entertainment
₦35k
Other
₦25k
🧠 AI Insight
You're spending 24% more on transport this month. Consider combining errands to save ₦15k.
Smart Budgeting
Know where every Naira goes
AI-powered budgeting built for Nigeria. Categories that make sense for your life — from airtime to ajo contributions.
📊

Auto-Categorized Spending

AI tags every transaction — food, transport, airtime, bills, even church tithes. Your budget builds itself.

🎯

Custom Budget Goals

Set weekly or monthly limits for any category. Get alerts before you overspend. Works with irregular income patterns.

📈

Spending Insights

Visual charts show trends over time. See which month costs spike, compare periods, and spot saving opportunities.

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AI Advisor Chat

Ask questions like “Can I afford a new phone?” or “How much should I save for rent?” — get personalized answers instantly.

Payments
Send, receive, and pay — all in one app
From splitting bills with friends to paying your NEPA. Every payment feature Nigerians actually need.
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P2P Transfers
Send money to any TrustAm user instantly. Split bills, pay back friends, or support family — zero fees between wallets.
⚡ Instant
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Bank Transfers
Send to any Nigerian bank account. GTBank, Access, Kuda, UBA — all 30+ banks supported with real-time confirmation.
✅ All banks
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Airtime & Data
Buy airtime and data bundles for MTN, Glo, Airtel, and 9mobile. Auto-top-up when your balance drops low.
🔄 Auto top-up
💡
Bill Payments
Pay NEPA/electricity, DSTV, GOtv, water bills, and more. Schedule recurring payments so you never forget.
📅 Scheduled
🔒
Escrow Payments
Pay for services through escrow. Your money is protected until you confirm satisfaction. No more “I don pay, nothing happen.”
🛡 Protected
💳
Virtual Cards
Generate virtual Visa cards for online shopping. Pay for Netflix, Amazon, and international subscriptions in Naira.
🌍 Global
By The Numbers
Trusted by thousands across Nigeria
💰
₦2.1B+
In secure transactions
👤
15,000+
Verified providers
⭐
98%
Satisfaction rate
📋
50,000+
Bookings completed
Testimonials
What people are saying
Real stories from real users across Nigeria.
Provider Earnings
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Slide the controls to estimate your potential earnings on TrustAm.
Bookings per month12
Average price per booking₦25,000
Service category
Estimated monthly earnings
₦300,000
Projected yearly earnings
₦3,600,000
🔥Top 20% earner potential
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9:41📶 🔋
Hello, Ngozi 🐐
Welcome to the herd
Wallet Balance
₦142,500
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Recent Activity
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Photography
Chioma O.
-₦85,000
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Bank Transfer
+₦200,000
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Cleaning
Aisha M.
-₦12,000

Works with every major Nigerian bank

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