Everyday banking, in the chat you already use.
Send money, pay the people you pay every month, and keep an eye on your spending, just by sending a WhatsApp message. Open an account in minutes with your BVN or NIN.
Or message +234 707 139 1073 on WhatsApp.
Banking shouldn't take this much effort.
Six things that make everyday money harder than it needs to be, and what TrustAm does instead.
Every transfer costs you a fee.
Transfers from TrustAm are free. No fee, however many you send.
You pay the same people every month, and have to remember each time.
Set it up once. Rent, your house help, money for your parents: schedule it and it goes out on the day.
Paying five people means five separate transfers.
Pay several people in one message, like "send 10k to Ada and 5k to Tobi".
You need someone’s account number before you can pay them.
Send to their phone number instead. They have 4 days to collect it, or it comes back to you.
At the end of the month, you’re not sure where your money went.
Ask in plain words, like "how much did I spend on transport this month?", and get a straight answer.
Another app to download, update and log into.
It works in WhatsApp. There’s nothing to install or update.
Watch a day of your money, from 8am to 8pm.
Your salary comes in. Rent goes out on the day. You send money to family with a voice note, top up your phone, and ask how the day went. Every payment is written down the moment it happens.
Type freeze in the chat if anything feels wrong.
8:00pm
Example day · evening10•• •• 4175 · Partner bank
Balance
₦17,500.00
Your records · today
- 08:30Salary ₦150,000 · saved
- 09:00Rent ₦150,000 · scheduled payment sent
- 09:00Rent ₦150,000 · not sent, account frozen
- 11:15Transfer ₦10,000 · Tobi · saved
- 13:00Mum ₦20,000 · Ngozi ₦10,000 · PIN confirmed
- 13:00Family ₦30,000 · not sent, account frozen
- 15:40Transfer ₦5,000 · Ada · saved
- 18:00Airtime ₦2,000 · your line · PIN confirmed
- 18:00Airtime ₦2,000 · not sent, account frozen
- 20:00You asked how the day went
- 12:00You typed freeze · nothing can be sent
Example day · names and amounts are illustrations
Drag the time, or point at a stream
Written down as it happens
Every payment in and out is saved, with a note or a tag if you add one.
Your PIN for what you send
Money to family and airtime are each confirmed with your PIN on a secure page. No transfer fees.
Ask about your day
Ask how the day went, or how much you spent on transport this month, and get a straight answer.
Send, schedule, collect and keep track.
Send with a message or a voice note
Type "send 20k to Musa" or just say it. You confirm with your PIN on a secure page, and WhatsApp never sees it.
Pay several people at once
One message for the whole list. Send the same list again next month.
Schedule the payments you always make
Rent, salaries for help at home, support for family. Set it once and it goes out on the day.
Send to a phone number
No account number? Send to their phone number. They have 4 days to collect it, or the money comes back to you.
Know where your money goes
Add a note to any payment, or tag it "home" or "shop". Ask questions about your spending, or download a PDF statement.
Stay in control
Set your own limits for each payment, each day and each month. If anything feels wrong, type "freeze" and no money can leave your account.
Buy airtime in the chat
Top up any line from the same chat. Data, electricity and TV bills are coming soon.
Open your account in three messages.
It takes a few minutes. All you need is your BVN or NIN.
- 01
Say Hi
Message +234 707 139 1073 on WhatsApp, or tap the button on this page.
- 02
Verify with your BVN or NIN
We check it before your account opens.
- 03
Get your account number
Share it to get paid, and start sending straight away.
Your money is safe, and only you can move it.
PIN on a secure page
Every payment needs your PIN, typed on a secure TrustAm page, never in the chat.
Freeze in one word
Send “freeze”. Nothing can be sent until you unfreeze it, and your money is safe where it is. Unfreezing needs your PIN and a one-time code.
Held by a licensed bank
Your account is issued and your money is held by a CBN-licensed partner bank. TrustAm is not a bank.
Find artisans you can book, with prices up front.
Plumbers, electricians, AC technicians, tailors and more across 13 cities. See what they charge, read reviews from paying customers, and pay from your TrustAm account.
- English
- Pidgin
- Yorùbá
- Igbo
- Hausa
Type or send a voice note in any of them.
Before you say Hi.
Is TrustAm only for businesses?
No. Anyone with a BVN or NIN can open an account for everyday banking. If you run a business too, TrustAm can keep your books as well.
What does it cost?
Opening an account is free, and transfers have no fees.
Is my money safe?
Your money is held by a CBN-licensed partner bank, not by TrustAm. Every payment needs your PIN, entered on a secure page, and you can freeze your account any time.
Can I pay bills?
You can buy airtime in the chat today. Data, electricity and TV bills are coming soon.
What if someone gets hold of my phone?
They still can’t pay without your PIN, and you can type "freeze" to lock your account. If you can’t get to your phone, message us on WhatsApp at +234 707 139 1073 from another number.
Can I talk to a person?
Yes. Message us on WhatsApp at +234 707 139 1073.
Say Hi and open your account.
It takes a few minutes. All you need is your BVN or NIN.
Or message +234 707 139 1073 on WhatsApp.